Tuesday, June 26, 2007

Banks, Part Three, mor on why I hate them

Okay this is gonna be the last thing I write about banks for a while but I just need to say a little more, so you can get an even bigger picture of why I hate them. First off, one word, Overdraft. What is so hard about simply making a computer that tells the cashier that you can't afford something right now? It might be a tad embarrassing at the time but it won't kick you in the pocket as hard in the long run. I have been told that for a computer to do this simple task, would be nearly impossible. I don't know much about computers but I know a ton about bullshit and that is two scoops of plump, juicy bullshit in your breakfast bullshit flakes. Once again though, managing your money properly is counter productive to what a bank is trying to do, which is fleece, swindle and shaft you out of as much of your hard earned money as they can get away with before you catch on and burn the whole lot of them to the ground. But Joe, what would we do without banks? You may be trying to ask me, maybe that's just the disembodied voices again but they sound like you and that is an easy question to answer. We would go back to a system of hard currency, metal, paper...ETC., and we would be all the better off for it. Face it, giving someone else control of your money is insane. You work for it and then give someone who has no respect for your work, nor understands how hard you worked for it, all of it. Face it a bank is just like having an undeserving, lay about, thieving spouse. You work for it, they spend it and no matter how hard you work, you can't get ahead because they just keep stealing from your wallet before you get up in the morning. The worst part is they digitize your money and that just makes it that much easier to steal from you. If you have cash and it goes missing, it is obvious that it is gone and there is a good chance that you can track it down to it's source. Digital highway robbery is much different. Your money goes missing all the time, into little hidden fees and various misunderstood expenses and there isn't a damn thing you can do about it. YOu could fight the Sheriff of Nottingham face to face when he came for your gold but it would have been a much different story if Prince John could have just downloaded his share of your tuppence straight to his vault. That is a huge reason for all the digital payment and online bill pay garbage, yes it is convenient, sure it is easy but, above all, it gets your fingers off of the hard currency, knocks you out of touch with your cash and distances you from the reality of what real money feels like. That is a great way to rob you blind because it is oh so easy to take what a person never realized they had. I am sorry, this has been a very serious blog and I was ranting pretty hard, so, in conclusion I would just like to say scrotum. Bye.

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