Further banking woes.

Well, covered float pretty well on my last blog and now I want to say a few words about a little thing called "spending limits". Let us say that I have six hundred dollars in cash, in my pocket. I go to the store with said cash and fill up a cart with many items that I wish to buy. When I get to the cashier, it turns out that I have six hundred dollars worth of things in my cart. I purchase them and walk away. How did I do this? Well, I had six hundred dollars in cash in my pocket. That six hundred was my spending limit and I used it. Now let's say you have six hundred dollars in the bank and no cash in your pocket but other than that, the cart is the same, six hundred dollars worth of stuff. You try to use your bank card and, what? You can't buy all the stuff because you have a preset spending limit. This spending limit crap is one of the biggest chunks of idiocy that the banks squeeze out and we swallow it all like a hypoglycemic coprofiliac that just woke up in chocolate covered scat factory. Some how we just let banks do it. they get away with giving us spending limits, sometimes a third of what we have in the bank and we let them. Why do they do it? If asked, they will tell you it is to protect you from becoming overdrawn or it is a theft protection so you do not get defrauded out of all your money. That is hooey, a big fat truckload of grade A, One hundred percent, home grown, American hooey. the reason banks have spending limits is this. They make money off of the money you have in your bank account, whether you know it or not. Banks have a constantly revolving loan to interest system revolving around in their circuitry and they need to have certain amount of money in reserve at all time to cover their loans and debts. That is what spending limits do. You can't have all of your money because they need it to make money. I hope that the idea of some giant corporation making their money off of your money pisses you off as much as it does me. That is why I love cash, I know my spending limit with cash, it is what ever I have got on me and maybe, if I find a dead body with a briefcase full of money on its wrist and that bodies wrist just happens to fall off, I guess what ever is in the case is my new spending limit. Screw banks,let's go back to using sea shells and pretty feathers as money. No wait, never mind, the last thing I need is some rich snob of a sea gull lording his wealth over me.